Your Car Finance Partner. A Smarter Choice.

Smart Financing for Every Drive

Your Car Finance Partner. A Smarter Choice.

Smart Financing for Every Drive

Personal Vehicle

Lowest interest starts from 2.45%

Commercial Vehicle

Lowest interest starts from 2.55%

Refinance

Lowest interest starts from 2.25%

COE Renewal

Limited time flat interest 2.58%

Private
Vehicle

Get flexible financing for your private car with fast approval, competitive rates, and a smooth process that keeps you moving.

Commercial
Vehicle

Secure dependable financing for your commercial vehicle with quick approval, attractive rates, and a streamlined process that keeps your business moving.

Refinance

Refinance your vehicle with better rates, quicker approval, and a smoother process designed to lower costs and improve your overall financial flexibility.

Best New & Used Car Bank Loan

UOB

Tenure :  Up to 7 years
Interest Rate :  2.40%
Last Updated :  12 Dec 2025

OCBC

Tenure :  Up to 7 years
Interest Rate :  2.28%
Last Updated :  12 Dec 2025

Maybank

Tenure :  Up to 7 years
Interest Rate :  2.48%
Last Updated :  12 Dec 2025

HL Bank

Tenure :  Up to 7 years
Interest Rate :  2.38%
Last Updated :  12 Dec 2025

Best COE Renewal Bank Loan

UOB

Tenure :  Up to 7 years
Interest Rate :  2.80%
Last Updated :  12 Dec 2025

OCBC

Tenure :  Up to 7 years
Interest Rate :  2.80%
Last Updated :  12 Dec 2025

Maybank

Tenure :  Up to 7 years
Interest Rate :  3.18%
Last Updated :  12 Dec 2025

HL Bank

Tenure :  Up to 7 years
Interest Rate :  2.88%
Last Updated :  12 Dec 2025

Types of Loans

Types of Services

Private
Vehicle

Get flexible financing for your private car with fast approval, competitive rates, and a smooth process that keeps you moving.

Commercial
Vehicle

Secure dependable financing for your commercial vehicle with quick approval, attractive rates, and a streamlined process that keeps your business moving.

Refinance

Refinance your vehicle with better rates, quicker approval, and a smoother process designed to lower costs and improve your overall financial flexibility.

Best New & Used Car Bank Loan

UOB

Tenure :  Up to 7 years
Interest Rate :  2.40%
Last Updated :  12 Dec 2025

OCBC

Tenure :  Up to 7 years
Interest Rate :  2.28%
Last Updated :  12 Dec 2025

Maybank

Tenure :  Up to 7 years
Interest Rate :  2.48%
Last Updated :  12 Dec 2025

HL Bank

Tenure :  Up to 7 years
Interest Rate :  2.38%
Last Updated :  12 Dec 2025

Best COE Renewal Bank Loan

UOB

Tenure :  Up to 7 years
Interest Rate :  2.80%
Last Updated :  12 Dec 2025

OCBC

Tenure :  Up to 7 years
Interest Rate :  2.80%
Last Updated :  12 Dec 2025

Maybank

Tenure :  Up to 7 years
Interest Rate :  3.18%
Last Updated :  12 Dec 2025

HL Bank

Tenure :  Up to 7 years
Interest Rate :  2.88%
Last Updated :  12 Dec 2025

Personal Details

  • Applicant/Hirer’s personal and employment details

  • NRIC (front & back)

  • Notice of Assessment for the last 2 years

  • CPF Contribution Statement for the last 12 months

    • If self-employed: provide a 3 month bank statement instead

  • Vehicle Sales Agreement

  • PARF/COE Rebate Enquiry (for registered vehicles only)

Loan Requirements & Conditions

  • Maximum loan tenure: up to 7 years, subject to the vehicle’s age

  • Minimum loan period: 6 months

  • Minimum loan amount: $10,000

  • Application must be submitted by the registered owner of the vehicle